[{"data":1,"prerenderedAt":699},["ShallowReactive",2],{"/en/guides/child-benefits/family-tax-benefit-2026":3},{"id":4,"title":5,"body":6,"category":655,"description":656,"extension":657,"faq":658,"meta":689,"navigation":692,"path":693,"publishedAt":694,"relatedCalculator":605,"seo":695,"stem":696,"updatedAt":697,"__hash__":698},"guides_en/en/guides/child-benefits/family-tax-benefit-2026.md","Family Tax Benefit 2026: Australia FTB Part A and Part B Explained",{"type":7,"value":8,"toc":631},"minimark",[9,13,17,22,25,42,45,49,54,119,122,126,129,135,149,152,155,161,165,192,196,200,246,253,257,260,280,283,287,310,314,321,325,328,370,376,380,383,397,400,404,415,426,429,433,439,445,451,457,461,464,545,548,552,584,587,591,622,625],[10,11,5],"h1",{"id":12},"family-tax-benefit-2026-australia-ftb-part-a-and-part-b-explained",[14,15,16],"p",{},"Australia's Family Tax Benefit is one of the most substantial family payments in the developed world — for a family with two young children on a moderate income, annual FTB entitlements can exceed $15,000. The system has two distinct parts with separate rules, and understanding both is essential to getting the calculation right.",[18,19,21],"h2",{"id":20},"what-is-family-tax-benefit","What Is Family Tax Benefit?",[14,23,24],{},"Family Tax Benefit (FTB) is administered by Services Australia (Centrelink). It has two parts:",[26,27,28,36],"ul",{},[29,30,31,35],"li",{},[32,33,34],"strong",{},"FTB Part A"," — A per-child payment scaled by the child's age and the family's income. Designed to help with the general costs of raising children.",[29,37,38,41],{},[32,39,40],{},"FTB Part B"," — A per-family payment providing extra support to single-income families, single parents, and families with a large income gap between partners. Does not scale per child.",[14,43,44],{},"Both parts can be received together. Each has its own income test.",[18,46,48],{"id":47},"ftb-part-a-rates-and-calculation-for-202526","FTB Part A: Rates and Calculation for 2025–26",[50,51,53],"h3",{"id":52},"base-rates","Base Rates",[55,56,57,73],"table",{},[58,59,60],"thead",{},[61,62,63,67,70],"tr",{},[64,65,66],"th",{},"Child Age",[64,68,69],{},"Fortnightly Rate",[64,71,72],{},"Annual Rate",[74,75,76,88,99,108],"tbody",{},[61,77,78,82,85],{},[79,80,81],"td",{},"0–12 years",[79,83,84],{},"A$227.36",[79,86,87],{},"A$5,911.36",[61,89,90,93,96],{},[79,91,92],{},"13–15 years",[79,94,95],{},"A$295.82",[79,97,98],{},"A$7,691.32",[61,100,101,104,106],{},[79,102,103],{},"16–19 years (secondary student)",[79,105,95],{},[79,107,98],{},[61,109,110,113,116],{},[79,111,112],{},"0–19 years (with Youth Disability Supplement)",[79,114,115],{},"A$63.56",[79,117,118],{},"A$1,652.56",[14,120,121],{},"These are the maximum rates. Your actual rate depends on your family's adjusted taxable income (ATI).",[50,123,125],{"id":124},"part-a-income-test-two-thresholds","Part A Income Test: Two Thresholds",[14,127,128],{},"FTB Part A uses a two-step income test:",[14,130,131,134],{},[32,132,133],{},"Step 1 — Higher Income Free Area (HIFA):","\nThe HIFA for 2025–26 is $65,189 for a family with one child. Each additional FTB child increases the threshold by $3,796.",[26,136,137,140,143,146],{},[29,138,139],{},"1 child: $65,189",[29,141,142],{},"2 children: $68,985",[29,144,145],{},"3 children: $72,781",[29,147,148],{},"4 children: $76,577",[14,150,151],{},"Below this threshold, you receive the maximum FTB Part A rate.",[14,153,154],{},"Above it, your rate reduces by 20 cents for every dollar of income above the threshold.",[14,156,157,160],{},[32,158,159],{},"Step 2 — Lower Income Free Area:","\nThe reduction from Step 1 continues until FTB Part A reaches the base rate of $63.56 per fortnight per child. At that base rate, a second income test applies — Part A stays at the base rate until income exceeds approximately $108,665 (for one child), above which it reduces further at 30 cents per dollar until it reaches zero.",[50,162,164],{"id":163},"worked-example-family-with-two-children-ages-4-and-7-income-80000","Worked Example: Family with Two Children (Ages 4 and 7), Income $80,000",[166,167,168,174,177,180,186],"ol",{},[29,169,170,171],{},"Maximum FTB Part A: 2 × A$227.36/fortnight × 26 fortnights = ",[32,172,173],{},"A$11,822.72/year",[29,175,176],{},"HIFA: $65,189 + $3,796 = $68,985",[29,178,179],{},"Income over threshold: $80,000 − $68,985 = $11,015",[29,181,182,183],{},"Reduction: $11,015 × 20% = ",[32,184,185],{},"A$2,203",[29,187,188,189],{},"Actual FTB Part A: A$11,822.72 − A$2,203 = ",[32,190,191],{},"A$9,619.72/year",[18,193,195],{"id":194},"ftb-part-b-who-gets-it-and-how-much","FTB Part B: Who Gets It and How Much",[50,197,199],{"id":198},"rates","Rates",[55,201,202,213],{},[58,203,204],{},[61,205,206,209,211],{},[64,207,208],{},"Youngest Child Age",[64,210,69],{},[64,212,72],{},[74,214,215,226,237],{},[61,216,217,220,223],{},[79,218,219],{},"Under 5",[79,221,222],{},"$188.86",[79,224,225],{},"$4,910.36",[61,227,228,231,234],{},[79,229,230],{},"5 to 13 years",[79,232,233],{},"$131.74",[79,235,236],{},"$3,425.24",[61,238,239,242,244],{},[79,240,241],{},"5 to 18 years (single parent)",[79,243,233],{},[79,245,236],{},[14,247,248,249,252],{},"FTB Part B is a ",[32,250,251],{},"per-family"," amount — it does not multiply per child. The rate is determined by the age of your youngest FTB child.",[50,254,256],{"id":255},"part-b-income-test","Part B Income Test",[14,258,259],{},"FTB Part B has no primary earner income limit. But:",[26,261,262,268,274],{},[29,263,264,267],{},[32,265,266],{},"Secondary earner income free area:"," $6,789/year",[29,269,270,273],{},[32,271,272],{},"Above $6,789:"," Part B reduces by 20 cents for every dollar above the free area",[29,275,276,279],{},[32,277,278],{},"Cut-off:"," At $28,681 secondary earner income, Part B reaches zero",[14,281,282],{},"For single parents, there is no secondary earner income test — only the primary earner's income is relevant, and the primary earner income limit is set very high (over $100,000) before Part B significantly reduces.",[50,284,286],{"id":285},"worked-example-two-parent-family-youngest-child-age-3-primary-earner-85000-secondary-earner-20000","Worked Example: Two-Parent Family, Youngest Child Age 3, Primary Earner $85,000, Secondary Earner $20,000",[166,288,289,295,298,304],{},[29,290,291,292],{},"FTB Part B base rate (child under 5): $188.86/fortnight = ",[32,293,294],{},"$4,910.36/year",[29,296,297],{},"Secondary earner income over free area: $20,000 - $6,789 = $13,211",[29,299,300,301],{},"Reduction: $13,211 × 20% = ",[32,302,303],{},"$2,642.20",[29,305,306,307],{},"Actual FTB Part B: $4,910.36 - $2,642.20 = ",[32,308,309],{},"$2,268.16/year",[50,311,313],{"id":312},"worked-example-single-parent-child-age-2-income-58000","Worked Example: Single Parent, Child Age 2, Income $58,000",[14,315,316,317,320],{},"Single parents are assessed only against their own income for Part B. At $58,000 — well below the point where Part B significantly reduces — a single parent would receive the ",[32,318,319],{},"full $4,910.36/year",".",[18,322,324],{"id":323},"combining-part-a-and-part-b","Combining Part A and Part B",[14,326,327],{},"A family with two children (ages 3 and 7) on $68,000 combined income (one earner $68,000, one earner $0):",[26,329,330,351],{},[29,331,332,335],{},[32,333,334],{},"FTB Part A:",[26,336,337,340,343,348],{},[29,338,339],{},"Child 1 (age 3): A$5,911.36/year (maximum)",[29,341,342],{},"Child 2 (age 7): A$5,911.36/year (maximum)",[29,344,345,346],{},"Total Part A: ",[32,347,173],{},[29,349,350],{},"Income of $68,000 vs. HIFA of $68,985 → no reduction (below threshold)",[29,352,353,356],{},[32,354,355],{},"FTB Part B:",[26,357,358,361,364],{},[29,359,360],{},"Youngest child age 3: A$4,910.36/year",[29,362,363],{},"Secondary earner income: $0 → no reduction",[29,365,366,367],{},"Total Part B: ",[32,368,369],{},"A$4,910.36/year",[14,371,372,375],{},[32,373,374],{},"Combined FTB: A$16,733.08/year"," — or approximately A$1,394/month.",[18,377,379],{"id":378},"the-newborn-supplement","The Newborn Supplement",[14,381,382],{},"When a new baby arrives and the family is not eligible for the government's Parental Leave Pay scheme (generally where one parent receives employer-based parental leave), FTB Part A includes a Newborn Supplement:",[26,384,385,391],{},[29,386,387,390],{},[32,388,389],{},"First child:"," $2,003.82 total — paid as an initial amount plus an additional rate for 13 weeks",[29,392,393,396],{},[32,394,395],{},"Subsequent children:"," $668.34 total",[14,398,399],{},"This is paid on top of the regular FTB Part A rate. Families receiving the government's Parental Leave Pay (18 weeks at minimum wage) are not eligible for the Newborn Supplement simultaneously — they receive one or the other.",[18,401,403],{"id":402},"supplement-payments-at-tax-time","Supplement Payments at Tax Time",[14,405,406,407,410,411,414],{},"FTB is designed with an annual reconciliation. The ",[32,408,409],{},"FTB Part A Supplement"," of A$938.05 per child and the ",[32,412,413],{},"FTB Part B Supplement"," of A$448.95 are paid at tax time after lodgement, provided:",[26,416,417,420,423],{},[29,418,419],{},"The family lodges tax returns on time",[29,421,422],{},"The child meets immunisation and health check requirements",[29,424,425],{},"There is no debt from previous years outstanding",[14,427,428],{},"These supplements are significant — a family with two FTB Part A children receives an additional A$1,876.10 each year at tax time purely from the Part A supplement.",[18,430,432],{"id":431},"common-reasons-families-receive-less-than-expected","Common Reasons Families Receive Less Than Expected",[14,434,435,438],{},[32,436,437],{},"Immunisation non-compliance."," FTB Part A drops to the base rate ($63.56/fortnight per child) if a child is not up to date on immunisations. Many families don't realise a missed booster has triggered this until reconciliation. Check the Australian Immunisation Register.",[14,440,441,444],{},[32,442,443],{},"Income estimates too low."," Services Australia pays FTB based on your estimated income for the year. If you underestimate — a bonus, new job, or investment income — you will face an overpayment at reconciliation. It is common and managed, but can mean repaying several thousand dollars.",[14,446,447,450],{},[32,448,449],{},"Not claiming the childcare subsidy separately."," FTB and the Childcare Subsidy (CCS) are separate payments. CCS covers up to 90% of eligible childcare fees for low-income families. Many families receiving FTB still miss out on CCS because they assume it is automatic.",[14,452,453,456],{},[32,454,455],{},"Forgetting the large family supplement."," Families with four or more FTB children receive the Large Family Supplement of $13.40 per fortnight ($348.40/year) for each child after the third. It is automatic once you have four children in the system, but worth confirming.",[18,458,460],{"id":459},"ftb-vs-other-australian-family-payments","FTB vs. Other Australian Family Payments",[14,462,463],{},"FTB sits within a broader ecosystem of family support:",[55,465,466,479],{},[58,467,468],{},[61,469,470,473,476],{},[64,471,472],{},"Payment",[64,474,475],{},"Who Gets It",[64,477,478],{},"Approximate Value",[74,480,481,491,501,512,523,534],{},[61,482,483,485,488],{},[79,484,34],{},[79,486,487],{},"Most families with children",[79,489,490],{},"A$5,911–A$7,691/year per child",[61,492,493,495,498],{},[79,494,40],{},[79,496,497],{},"Single-income families",[79,499,500],{},"$3,425–$4,910/year",[61,502,503,506,509],{},[79,504,505],{},"Childcare Subsidy (CCS)",[79,507,508],{},"Families using approved childcare",[79,510,511],{},"Up to 90% of fees",[61,513,514,517,520],{},[79,515,516],{},"Parental Leave Pay",[79,518,519],{},"Working parents (primary carer)",[79,521,522],{},"18 weeks at minimum wage (~$16,400 gross)",[61,524,525,528,531],{},[79,526,527],{},"Dad and Partner Pay",[79,529,530],{},"Secondary carers",[79,532,533],{},"Absorbed into expanded PPL from July 2023",[61,535,536,539,542],{},[79,537,538],{},"Child Care Subsidy",[79,540,541],{},"All working families",[79,543,544],{},"50–90% of fees based on income",[14,546,547],{},"FTB is the baseline — the ongoing support throughout childhood. CCS provides the largest financial impact for families with young children in care. Both can be received simultaneously and are not means-tested against each other.",[18,549,551],{"id":550},"how-to-claim-family-tax-benefit","How to Claim Family Tax Benefit",[166,553,554,560,566,572,578],{},[29,555,556,559],{},[32,557,558],{},"Create a myGov account"," and link it to Centrelink (Services Australia)",[29,561,562,565],{},[32,563,564],{},"Apply online"," through myGov — the claim takes 10–30 minutes",[29,567,568,571],{},[32,569,570],{},"Provide income estimates"," — use your most recent tax return as a starting point, adjusting for any expected changes",[29,573,574,577],{},[32,575,576],{},"Choose payment schedule"," — fortnightly payments or annual lump sum (end of financial year)",[29,579,580,583],{},[32,581,582],{},"Confirm immunisation status"," for children who have received vaccines — these should auto-populate from the Australian Immunisation Register",[14,585,586],{},"Claims for a newborn should be made within 52 weeks of birth to avoid losing the Newborn Supplement. For older children, there is no strict deadline, but backdating is limited to 52 weeks before the claim date.",[18,588,590],{"id":589},"related-guides","Related Guides",[26,592,593,601,608,615],{},[29,594,595,600],{},[596,597,599],"a",{"href":598},"/guides/child-benefits/ftb-part-a-vs-part-b","FTB Part A vs Part B: Key Differences Explained"," — detailed comparison of the two parts",[29,602,603,607],{},[596,604,606],{"href":605},"/child-benefits-calculator","Child Benefits Calculator"," — estimate your FTB entitlement instantly",[29,609,610,614],{},[596,611,613],{"href":612},"/guides/child-benefits/documents-needed-for-benefits","Documents Needed for Child Benefit Claims"," — what to prepare",[29,616,617,621],{},[596,618,620],{"href":619},"/guides/family-finance/family-budgeting-with-children","Family Budgeting With Child Benefits"," — plan your household finances",[623,624],"hr",{},[14,626,627],{},[628,629,630],"em",{},"Rates are for the 2025–26 financial year, sourced from Services Australia (servicesaustralia.gov.au), verified April 2026. FTB rates are indexed to CPI each July. Always confirm current rates at servicesaustralia.gov.au before making financial decisions.",{"title":632,"searchDepth":633,"depth":633,"links":634},"",2,[635,636,642,648,649,650,651,652,653,654],{"id":20,"depth":633,"text":21},{"id":47,"depth":633,"text":48,"children":637},[638,640,641],{"id":52,"depth":639,"text":53},3,{"id":124,"depth":639,"text":125},{"id":163,"depth":639,"text":164},{"id":194,"depth":633,"text":195,"children":643},[644,645,646,647],{"id":198,"depth":639,"text":199},{"id":255,"depth":639,"text":256},{"id":285,"depth":639,"text":286},{"id":312,"depth":639,"text":313},{"id":323,"depth":633,"text":324},{"id":378,"depth":633,"text":379},{"id":402,"depth":633,"text":403},{"id":431,"depth":633,"text":432},{"id":459,"depth":633,"text":460},{"id":550,"depth":633,"text":551},{"id":589,"depth":633,"text":590},"child-benefits","Complete guide to Australia's Family Tax Benefit in 2026 — FTB Part A and Part B rates, income thresholds, payment schedules, and how to calculate your entitlement.","md",[659,662,665,668,671,674,677,680,683,686],{"question":660,"answer":661},"What is the Family Tax Benefit in Australia?","Family Tax Benefit (FTB) is a two-part payment for Australian families raising children: FTB Part A helps with the general cost of raising children and depends on family income; FTB Part B provides extra support to single-income families and single parents.",{"question":663,"answer":664},"How much is Family Tax Benefit Part A in 2026?","FTB Part A rates for 2025–26 are: A$227.36 per fortnight (A$5,911.36 per year) for each child aged 0–12; A$295.82 per fortnight (A$7,691.32 per year) for each child aged 13–15; A$295.82 per fortnight for each secondary student aged 16–19; and A$63.56 per fortnight for each child 0–19 receiving Youth Disability Supplement. These figures are indexed to CPI each July. Source: Services Australia.",{"question":666,"answer":667},"How much is Family Tax Benefit Part B in 2026?","FTB Part B is $188.86 per fortnight ($4,910.36 per year) when the youngest child is under 5, and $131.74 per fortnight ($3,425.24 per year) when the youngest child is 5–13 (or up to 18 for single parents). It phases out based on the secondary earner's income.",{"question":669,"answer":670},"What is the income limit for Family Tax Benefit Part A in 2026?","FTB Part A has two income thresholds. The higher income free area — where the maximum rate applies — is $65,189 for families with one child, increasing by $3,796 for each additional child. The benefit reduces gradually above that. At very high incomes (over approximately $186,000 for one child), Part A reduces to the base rate of $63.56 per fortnight.",{"question":672,"answer":673},"Who qualifies for Family Tax Benefit Part B?","FTB Part B is for single parents, or couples where one parent earns significantly less than the other. The primary earner's income is not limited for FTB Part B, but the secondary earner's income must be below $28,681 per year to receive any Part B. For single parents, there is no secondary earner test.",{"question":675,"answer":676},"Can I receive Family Tax Benefit as fortnightly payments or as a lump sum?","Both options are available. Fortnightly payments provide regular cash flow throughout the year. Choosing to receive FTB as a tax-time lump sum (through your tax return) can be beneficial if your income is uncertain — the reconciliation happens at tax time, reducing the risk of having to repay overpayments.",{"question":678,"answer":679},"Does receiving FTB affect my tax return?","FTB itself is not taxable income. However, Services Australia reconciles FTB payments against your actual income at tax time. If your income was higher than estimated, you may have received more FTB than you were entitled to and will need to repay the difference. This is the most common FTB debt situation.",{"question":681,"answer":682},"What is the Newborn Supplement and how does it relate to FTB?","The Newborn Supplement is paid as part of FTB Part A for families who are not eligible for Parental Leave Pay. In 2025–26, it is $2,003.82 for the first child, and $668.34 for subsequent children, paid as an initial lump sum plus a lower rate for 13 weeks.",{"question":684,"answer":685},"Do separated parents both receive FTB for the same child?","No. FTB is paid to the parent who has primary care of the child (more than 35% of care). In shared care arrangements, FTB can be split proportionally — if each parent has 50% care, each can receive 50% of the applicable FTB rate.",{"question":687,"answer":688},"What is the FTB immunisation requirement?","To receive FTB Part A at more than the base rate, children must meet immunisation requirements — being up to date on the National Immunisation Program schedule. Children exempt from immunisation (for medical reasons, or certain religious grounds) may still qualify. Non-compliance results in FTB Part A being reduced to the base rate.",{"lastVerified":690,"sourceFamily":691},"2026-04-02","Services Australia (servicesaustralia.gov.au)",true,"/en/guides/child-benefits/family-tax-benefit-2026","2026-02-15",{"title":5,"description":656},"en/guides/child-benefits/family-tax-benefit-2026",null,"rny6Ym8ctWn88_8ll_teb9aMlDA469vSTxZu5m7hhiA",1775557776387]